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<div id='article-page'><div id='article-content' data-media-url='//news-app-staging.s3.amazonaws.com' data-base-url='//news-app-staging.herokuapp.com' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/a3c289a0-b7d6-4d03-8a8a-d1aff2d96142_hq.wav' data-capture-url='//staging.analytics.lingraphica.com/events/capture_news' data-article-title='US College Bank Cards Present High Fees for Students' data-article-id='3850'><script src='//news-app-staging.herokuapp.com/javascripts/getscripts.js'></script><link rel='stylesheet' href='//news-app-staging.herokuapp.com/stylesheets/article.css' type='text/css' /><div class='article'><p><span data-start-time='0' data-end-time='19417'>Go to any college or university in the United States and you will find most students carrying the same items: books, laptops, cell phones and their official school identification cards, or IDs.</span> <span data-start-time='19417' data-end-time='28167'>These small plastic cards do more than show the names and pictures of the students who own them.</span> <span data-start-time='28167' data-end-time='38896'>They also permit students to open the electronic locks to campus buildings and borrow books from school libraries.</span> <span data-start-time='38896' data-end-time='49938'>In recent years, some colleges and universities have added an additional use for ID cards: buying things.</span> <span data-start-time='49938' data-end-time='59396'>The schools enter into agreements with banks so students can link their cards to private financial accounts.</span> <span data-start-time='59396' data-end-time='68250'>This way, students can use their cards to pay for things like food on campus and school supplies.</span> <span data-start-time='68250' data-end-time='74375'>In other words, their IDs become debit cards.</span> <span data-start-time='74375' data-end-time='81479'>However, new research suggests that the way these card programs operate can harm students.</span> <span data-start-time='81479' data-end-time='93396'>Kaitlyn Vitez is the higher education campaign director for the U.S. Public Interest Research Group, or PIRG.</span> <span data-start-time='93396' data-end-time='103042'>Her organization aims to use research to support and protect people&rsquo;s financial interests.</span> <span data-start-time='103042' data-end-time='113417'>She told VOA that PIRG has been looking into agreements between schools and banks for several years.</span> <span data-start-time='113417' data-end-time='118208'>This April, the group released its latest findings.</span> <span data-start-time='118208' data-end-time='131792'>PIRG found that, overall, students with campus debit cards paid over $24 million in fees during the last contract year.</span> </p></div><div class='control-buttons-sticky' style='display:none;'><div class='control-buttons'><button title='Back' class='back' disabled='disabled'></button><button title='Play' class='play' disabled='disabled'></button><button title='Pause' class='pause' style='display:none;'></button><button title='Forward' class='forward' disabled='disabled'></button><button class='finished-reading' style='display:none;'>Done</button></div></div></div><div id='article-media'><div id='media-image'><img src='https://news-app-production.s3.amazonaws.com/articles/3337/EB36858F-C4E1-48EB-BC5F-6AC8F101C8F3_cx0_cy55_cw0_w1023_r1_s.jpg'/></div></div><div id='question-content' style='display:none;'><div class='vocabulary_question question-container' data-question-id=12892 data-hint-location='49938' style='display:none;'><div class='question' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/what_is_an_account.wav'>What is an account?</div><div class='choices' data-correct-choice='an arrangement in which a bank keeps a record of the money that a person puts in and takes out of the bank'><div class='choice' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/an_arrangement_in_which_a_bank_keeps_a_record_of_the_money_that_a_person_puts_in_and_takes_out_of_the_bank.wav'><span>an arrangement in which a bank keeps a record of the money that a person puts in and takes out of the bank</span></div><div class='choice' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/an_established_path_through_the_wilderness.wav'><span>an established path through the wilderness</span></div><div class='choice' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/an_iphone_app.wav'><span>an iPhone app</span></div><div class='choice' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/an_active_volcano.wav'><span>an active volcano</span></div></div></div><div class='multiple_choice_question question-container' data-question-id=12893 data-hint-location='74375' style='display:none;'><div class='question' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/however_new_research_suggests_that_the_way_these_card_programs_operate_can_harm_who.wav'>However, new research suggests that the way these card programs operate can harm who?</div><div class='choices' data-correct-choice='students'><div class='choice' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/professors.wav'><span>professors</span></div><div class='choice' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/parents.wav'><span>parents</span></div><div class='choice' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/pets.wav'><span>pets</span></div><div class='choice' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/students.wav'><span>students</span></div></div></div><div class='sentence_completion_question question-container' data-question-id=12894 data-hint-location='118208' style='display:none;'><div class='question' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/pirg_found_that_overall_students_with_campus_debit_cards_paid_over_24_million_in__blank__during_the_last_contract_year.wav'>PIRG found that, overall, students with campus debit cards paid over $24 million in <span class='blank'>fees</span> during the last contract year.</div><div class='choices' data-correct-choice='fees'><div class='choice' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/library_fines.wav'><span>library fines</span></div><div class='choice' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/insurance_payments.wav'><span>insurance payments</span></div><div class='choice' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/fees.wav'><span>fees</span></div><div class='choice' data-sound-name='https://news-app-production.s3.amazonaws.com/articles/3337/tuition.wav'><span>tuition</span></div></div></div><div class='question-buttons'><button class='skip-button'></button><button class='hint-button'></button><button class='speak-button'></button></div></div></div>

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